The landscape of retirement investing in the United States has just shifted historically. President Donald Trump’s newly signed executive order officially allows cryptocurrencies to be included in 401(k) retirement plans. This marks the most significant policy breakthrough for digital assets in years. For both seasoned crypto investors and traditional retirement savers, this move opens the door to diversification into a sector with unmatched growth potential. With this new development, you may be wondering which cryptocurrencies are the best to add to your portfolio. Here are four top picks that remain solid picks for retirement investing.
Little Pepe (LILPEPE): The Meme Coin Ready to Lead the Next Bull Run
Little Pepe ($LILPEPE) is quickly becoming one of 2025’s most hyped meme coins. It’s not just for its viral culture, but for the serious infrastructure powering it. Built on its own Layer-2 blockchain, $LILPEPE delivers lightning-fast, ultra-cheap transactions and a zero-tax policy that keeps trading frictionless. Its presale is already a sensation, raising over $17.5 million with 92% of tokens sold. Momentum is only accelerating as each stage ends a record setter. However, the project isn’t relying on hype alone. Its technical and strategic advantages are winning over traders who want both meme appeal and real utility. Little Pepe’s key strengths include:
- Layer-2 scalability for high speed and low fees, making it the first true “meme chain.”
- Sniper bot resistance to protect launches and trading fairness.
- Zero-tax trading, ensuring traders keep 100% of their profits.
- Meme launchpad, opening doors for creators to launch and grow their own viral tokens.
- Two top-tier CEX listings already lined up, plus a target to debut on the largest exchange globally.
On top of that, Little Pepe is running one of the most ambitious giveaways in crypto history. $777,000 worth of $LILPEPE tokens will be split among 10 lucky winners, each getting $77,000. This massive incentive is pulling in thousands of new buyers and driving presale urgency. Analysts and seasoned meme traders are watching closely. Many are pointing to Little Pepe’s blend of utility, community hype, and strategic exchange rollouts as a recipe for explosive post-launch growth. Its CoinMarketCap listing and Certik audit have helped solidify credibility and visibility. With the presale price set to rise from $0.0019 to $0.0020 in the next stage, the window for early entry is rapidly closing. If history is any guide, meme coins that combine infrastructure with viral branding often deliver outsized returns. Little Pepe is ticking all the boxes. It’s seeing rapid adoption, utility beyond speculation, and a passionate online presence that’s spreading across X, Telegram, and TikTok like wildfire. Those who get in now could see mammoth growth in the coming months, making it an excellent choice for your retirement plan.
Bitcoin (BTC): The Institutional Bedrock Fortified by Recent U.S. Momentum
BTC is trading at approximately $116,680. It’s holding its ground amid growing institutional adoption and policy tailwinds. Spot Bitcoin ETFs have attracted a cumulative inflow of $54 billion, according to SoSo Value. This figure represents around 6.8% of the circulating supply. President Trump’s executive order enabling retirement plans and a federally backed Strategic Bitcoin Reserve has further solidified BTC’s position as a reserve asset.

Additionally, corporate treasuries and public pension considerations are increasingly exploring Bitcoin holdings. States like Texas authorize formal Bitcoin reserves, accentuating the asset’s growing legitimacy. With mainstream financial structures embracing it, Bitcoin stands out as the de facto foundation for any crypto allocation—even within 401(k) portfolios.
Ethereum (ETH): Poised for Institutional Retirement Inflows Alongside BTC
ETH is currently trading around $4,300, marking a sharp 7% rally. This is its highest level since December 2021. This surge was driven by heavy institutional inflows and a notable short squeeze.

Additionally, Co-founder Jeffrey Wilcke recently transferred 9,840 ETH ($9.2 million) to Kraken. This underscores growing whale interest amid the price breakout. The executive order expanding 401(k) investment options now paves the way for Ethereum to be included alongside Bitcoin in retirement plans. This could unlock up to $122 billion in default flow investments. With its smart-contract ecosystem, DeFi dominance, and strong institutional footprint, Ethereum is uniquely positioned to benefit from the next wave of crypto allocation in retirement accounts.
Sui (SUI): Next-Generation Layer-1 with Institutional Thrust
SUI is trading at approximately $3.95, offering a 363% return year-to-date. It has shown impressive strength with weekly gains of nearly 18.9%. This far outpaces the broader market and rival L1s.

But what truly sets Sui apart for retirement portfolios is its institutional backing. Galaxy Digital and Mill City Ventures just launched a landmark $450 million SUI treasury strategy. It features strategic staking and yield optimization, highlighting deep confidence in Sui’s long-term infrastructure role. With staking yields and enterprise-grade performance, SUI is structurally positioned to capitalize as crypto becomes a stable option for retirement holdings.
Conclusion
The crypto market is overflowing with opportunities, but these four stand out as the best to add to your retirement portfolio. However, no project combines hype, utility, and early growth potential like Little Pepe ($LILPEPE). With two top-tier CEX listings confirmed, a record-breaking presale, and a massive $777K giveaway, $LILPEPE is positioned for explosive growth. Don’t just watch the next 100x meme legend happen—be part of it. Join the $LILPEPE presale now before the next price jump!
For more information about Little Pepe (LILPEPE) visit the links below:
Website: https://littlepepe.com
Whitepaper: https://littlepepe.com/whitepaper.pdf
Telegram: https://t.me/littlepepetoken
Twitter/X: https://x.com/littlepepetoken
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